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T O P I C R E V I E WRandallThis week, another major U.S. retailer—Target—announced that it will be cutting health coverage for its part-time workers in response to changes stemming from the president’s health care law. The Minneapolis-based company now joins the likes of Home Depot and Trader Joes, among others, that have decided to dump part-time employee coverage to save on health care costs.“Health-care reform is transforming the benefits landscape and affecting how all employers, including Target, administer health benefits coverage,” Jodee Kozlak, Target’s executive vice president of human resources, said in a post on the company’s website.The companies say the move benefits their employees, who, with employer-based health insurance, would otherwise not be able to get coverage and subsidies through the exchanges.In some cases, that might be true. According to CNN, using the HealthCare.gov calculator, Trader Joe’s officials estimated that 70 percent of their employees who work an average of 17.3 hours and 29.9 hours per week would pay less for comparable insurance if they switched to a plan on the health exchange.Of course, the companies will also save some big money on health benefits.The latest announcement comes on the heels of several reports, highlighted in The Wall Street Journal, which suggest that the majority of people signing up for Obamacare already had insurance—and may have only enrolled in the new exchanges if their previous policy was cancelled, or if they qualified for subsidies on the marketplace.HealthMarkets Inc., for example, said about 65 percent of the 7,500 people it enrolled in exchange plans had prior coverage, according to The Journal. Likewise, a newly released McKinsey & Co. survey found that just 11 percent of the 2.2 million people who had enrolled in a state or federal exchange through December, were previously uninsured—everyone else already had coverage.This is concerning for insurance companies who are counting on having a wider base of customers, as well as the right balance of consumers in order to maintain market stability and avoid raising premium rates.In 2012, there were about 48 million uninsured Americans, according to the Census Bureau, and the administration has predicted that the Affordable Care Act will carve that number down to 23 million by enrolling people on the state and federal exchanges as well as expanding state-run Medicaid.So far, however, some insurers aren’t very optimistic. Aetna CEO Mark Bertolini told CNBC on Wednesday that Obamacare has failed to attract the uninsured."We see only 11 percent of the population is actually people that were firmly uninsured that are now insured. So [it] didn't really eat into the uninsured population," Bertolini said.Other industry experts say it’s too early to tell how the enrollments will affect market stability and premium prices.“Right now no one knows for sure, but it will be important to wait and see what it looks like over the entire six month enrollment period,” Robert Zirkelbac, spokesman for the industry trade group America's Health Insurance Plans. “Then we can find out whether or not we have the right balance of young and healthy people signing up” in order to offset premium costs for older, sicker Americans.Administration officials have also cautioned that it’s too early to really assess how the first enrollment period is doing, since there are still about three months to go, and they are expecting people to wait until the last minute to sign up, as they did in Massachusetts. http://finance.yahoo.com/news/more-companies-dump-employee-insurance-104500687.html shura quote:Of course, the companies will also save some big money on health benefits.The latest announcement comes on the heels of several reports, highlighted in The Wall Street Journal, which suggest that the majority of people signing up for Obamacare already had insurance—and may have only enrolled in the new exchanges if their previous policy was cancelled, or if they qualified for subsidies on the marketplace.tell me again who Obamacare serves?RandallIt serves the special interests who invested in Obama's campaigns. Node^ and which are those?and, how did they benefit?RandallThere's a list a mile long (and still growing). How did they benefit? By being specifically exempted from the law.NodeSo, other than ministryhardshipincome restraintwho or what is exempt/ & contributed to Obama's campaign?RandallI'm not talking about broad category exemptions.Not sure how many contributed to his campaign, but according to the Health and Human Services Department, 1231 companies are exempted.RandallList of Obamacare Exempt Companies24 Hour FitnessAllied Building Inspectors IUOE Local 211 Welfare FundAlpha Omega Home Health, LLCAndersen CorporationBowman Sheet Metal Heating & Air-conditioningBricklayers Insurance & Welfare FundBridge, Structural, Ornamental & Reinforcing Ironworkers Local Union No. 60*Carey Johnson Oil Co, IncCatholic Charities of the Diocese of Albany*Cement Masons' Local No. 502 Welfare FundCity of Bloomington VEBA Health Savings Plan*City of Burnsville*City of Olathe*Clausen Miller PCCrystal Run Village, Inc*Delta ApparelDiscovery Benefits*Dr. Trailer Repair, Inc.Employer-Teamsters Local Nos. 175 & 505 Health and Welfare FundEntrustFabri-QuiltGC Harvesting, Inc.Glen Curtis, Inc. #2143Heritage Christian ServicesIBEW Local 3 NYC Electrical Division Health & Welfare FundIndiana Area UFCW Union Locals and Retail Food Employers' Health and Welfare PlanIngham CountyInnovative Driver Services CompanyIntegrity Data*Inter-County Hospitalization Plan, Inc.Jakov P. Dulcich & SonsJefferson Rehabilitation CenterJLG Harvesting, Inc.Johnson Machine WorksKent CountyLaborers' District Council of Virginia Health and Welfare Trust FundLaborers National Health and Welfare FundLocal 1245 Health FundLocal 237 Teamsters Suffolk Regional Off-Track Betting Corp. Health and Welfare Trust FundLocal 295 Welfare FundLocal 381 Group Insurance FundLocal 805 Welfare FundMarble Industry Trust FundMcGregor Schools ISD #4*MJ SoffeMO-Kan Teamsters and Welfare FundMounds View Public Schools*MVPNorth State BankNorth States Industries Inc*Pathways Inc.Pavers and Road Builders District Council Welfare FundPhoenix Children's AcademyRoofers Local 8 Insurance & Trust FundSan Bernardino IHSS Public AuthoritySCC Healthcare Group, LLPSchenectady ARC*Schoharie County ARC*Sieben Polk Law FirmSitel, Inc.Southern Graphic Communication Health FundSpringbrook Standalone HRA*St. Lawrence NYSARC*Sunview Vineyards of California, Inc.Tandem Eastern Inc. / Consolidated Transport Systems, Inc.Taylor FarmsTeamsters Union Local # 35The Day Care Council/Council of Supervisors and Administrators Welfare FundThe Public Authority of San Luis Obispo CountyThe University Financing Foundation, Inc.The Village of Newark Non-Union Employee Plan*Theatrical Stage Employees Local OneTuff Shed, Inc.U.A. Local 13 & Employers Group Insurance Plan*UFCW & Participating Food Industry Employers Tri-State Health & Welfare FundUFCW Local 1500 Welfare FundUFCW Local One Health Care FundUlster Greene ARC*Westminster-Canterbury of LynchburgWine and Liquor Salesmen of NJA-1 TransportAIDS Council of Northeastern New YorkAvon Central School DistrictAzeros Health Plans, Inc.*Benton County*Bessey Tools, Inc.Canandaigua City Schools*City of Eagan*City of Shakopee Post-Employment Health Care Savings Account Plan *Community Work and Independence Inc.Continuing Developmental ServicesCrystal Cabinet Works, Inc.CU*Answers, Inc.Euromarket Designs, Inc., d/b/a Crate and BarrelFirst National Bank of DietrerichFranziska Racker Centers*Fridley Public Schools Health Savings Plan*FSA/SUNYAB-Campus Dining and ShopsGenesee County ARC*Genesee County Economic Development Corp Health Reimbursement Account*Grand Island Central School District*Hammondsport Central School DistrictImperial Wholesale, Inc.Learning Disabilities Association of Western New YorkMinnesota State Retirement System Post-Employment Health Care Savings Plan - City of Roseville*Naples Central School DistrictNaples Central School District Support StaffNewark Central School DistrictNiagara-Wheatfield CSD Self FundedPanama Central School DistrictPeople 1st Health Strategies, Inc.Pipe Fitters' Welfare Fund, Local 597*Ron Clark Construction Health reimbursement Arrangement*Sherman Central School DistrictSilver Creek Central School District*Sodus Central School DistrictTelco ConstructionTown of AlbionTown of ChenangoTown of LockportTwin City Die Casting*Western Area Volunteer Emergency Services *Westfield Academy*Williamson Central School DistrictAmerican Radio Association PlanCarpenters Health and Security Trust of Western WashingtonCommunicare Health Benefits TrustDistrict Council 1707 Local 389 Home Care Employees Health & Welfare FundHealth and Welfare Plan of the Laundry, Dry Cleaning Workers & Allied Industry Health Fund, Workers UnitedNorthern Illinois and Iowa Laborers Health and Welfare FundPrell ServicesUnited Food and Commercial Workers Retail Employees and Employers Health and Welfare PlanA-1 Realty*AABR*ABCO Diecasters*Alfred P. Sloan*Alizio & Galfunt*All American Heating and AC*Allied Pilots AssociationAmherst Central School District*AristaCare at Meadow Springs*Arthur Sanderson& Sons*Associated General Contractors of ND Employees*Autistic Service, Inc.*Bartech GroupBasf Fuel Cell, Inc.*Battery Park City Authority*Battery Park City Conservancy*Benefit Analysis Inc.*Blaze SSI*Blue BeaconBoard of Trustees for the Operating Engineers Local 101 Health and Welfare FundBusiness Wire*Cargo Ventures*Carnegie Corporation of NY*Carpenters Local No. 491 Health & Welfare PlanCentral Laborers' Welfare FundCentral States, Southeast and Southwest Areas Health and Welfare FundCity of Cottage Grove*City of Inver Grove Heights*City Of Roseville MN*Clinton Management*Cloquet Area Fire Department*Cohen Partners*Community Bank of Bergen County*Community Mainstreaming*Contract Cleaners Service Employees Benefit TrustCornerstone Search Group*D & D Ag Supply and Construction, Inc.*Dial Senior Management, IncDouglaston Development*Dr. Margaret Andrin, MD FACOG LLC*Dynasil Corporation*Echo Molding*Eighth District Electrical Benefit FundElectrical Workers Health and Welfare FundEnterprise Concrete Products, LLC TexasEpilepsy Foundation*Epilepsy Foundation Northeastern New York*Evans Chemetics*Excellus Health PlanFairport Central School District*Goodwill Industries of Central IndianaGregory Packaging*Gulf Coast Health CareHandcraft Manufacturing Corporation*Haver Analytics Health Waiver*Health Care Employees Dental and Medical TrustHiawatha Medical, Inc.*Highfield Gardens Care Center*Hirsch International*Hotel, Restaurant & Bar Employees Health and Welfare FundHypex Inc.*IBEW Local Union No. 126 Health and Welfare FundInternational Union of Operating Engineers, Supplemental Benefit Fund Local 409*Interstate Connecting Components*Jacobson Family Investments*J-B Wholesale Pet Supplies*JKL International*Jump, Scutellaro, and Co., LLP*KC International dba Ekman Recycling*Kerwin Communications*Kingstown Capital Management*Koellman Gear Corporation*Kramer Electronics*Lakeview Subacute Care Center*Langan Engineering and Financial Services, Inc.*LBDD*League of Minnesota Cities*Leisure Properties LLC d/b/a/ Crownline Boats*Liberty House Nursing Home*Lifetime Assistance, Inc*Lincoln Hall*Local 888 UFCWMaharishi University of ManagementMamiya America Corporation*Mandt Reiss & Associates PLLCMargaret P. Muscarelle Child Dev. Center*Merrill Farms LLCMicelli Motors, Inc.*Midwest Asphalt Corporation *Midwest TeamstersMonroe County*Nassau County Chapter, NYSARC, Inc*NCHC, Inc.*New York State Assn. for Retarded Children Erie Co. Chapter dba/Heritage Centers*NJ Society of CPAs*North Greece Fire District*Northern Minnesota-Wisconsin Area Retail Food Health & Welfare FundOgontz Avenue Revitalization Corporation*Parkview Care and Rehab*PCB Machining Solutions*PCB Piezotronics*Philadelphia Macaroni Company*Phoenix Partners Group, LP*Privilege Underwriters, Inc.*Progressive AE*Quadrant Capital Advisors, Inc.*Regency Management Group, LLC*Rhoads Industries*Roofers Local #96 Health & Welfare FundRowe and Company, Inc.*Rush-Henrietta Central School District HRA*Security Benefit Fund of the Uniformed Firefighters Association of New York CitySEIU Health and Welfare fund, 2000Seneca Cayuga ARC*Service Employees 32BJ North Health Benefit Fund*Sierra Video Systems*SMEG*Strategic Industries*Superior Officers Council Health and Welfare FundTeamsters Local Union 966 Health FundTechno Source USA*The Alternative Living Group, Inc.*The Arc of Otsego (Otsego County Chapter NYSARC, Inc.)*The Arc of Rensselaer County*The City of Cloquet*The Henry Luce Foundation*The Maritime Aquarium of Norwalk, Inc.*The Pew Charitable Trusts*The Rehabilitation Center*The Robert Wood Johnson Foundation*Topco*Totino Grace High School*Urstadt Biddle Properties*W.H. Reaves & Co., Inc.*Walder, Hayden & Brogan, PA*Walters-Morgan Construction, Inc.Wellspring Advisors*West Bergen Mental Healthcare*Westchester ARC*Westchester JCS*Western Beef*Hollow Metal Trust FundTheatrical Teamsters Local 817 IBT Welfare FundVestal Manufacturing Enterprises, Inc.AccessAbility, Inc.Ackerman Oil Employee Benefit TrustAlbany County Chapter, NYSARC Inc., DBA New Visions of Albany*American Eagle OutfittersBasin DisposalBengard Ranch, Inc.Bestway Rental, IncBig Lots, Inc.Byrd Harvest, Inc.Cardinal Hayes Home for Children HRA plan*CDS Administrative Services, LLCCenter for Energy and Environment*City of Brooklyn Park*D'Arrigo Bros. Co. of CaliforniaDefender Services, Inc.DineEquity, IncGreen Leaf Distributors, Inc.IBEW Local Union No. 728 Family Healthcare PlanJoseph Gallo FarmsLife Benefit PlanLuther Automotive Group HRA*Metrics Inc.Nueces County Appraisal DistrictOcean Properties LtdP-R Farms, Inc.SEIU Health & Welfare FundSports Arena Employees' Local 137 Welfare FundStaywell Saipan Basic PlanTruck Drivers and Helpers Local 355 Health and Welfare FundCommunications Workers of America, Local 1180 Security Benefits FundHealth and Welfare Fund of the Detectives' Endowment Association, Inc. Police Department City of New YorkMan-U Service Contract Health and Welfare FundPaschall Truck Lines, Inc.SEIU Local 300, Civil Service Forum Employees Welfare FundElectrical Welfare Trust FundHighmark West Virginia Inc. d/b/a Mountain State Blue Cross Blue ShieldAdvocacy and Resource Center*Amalgamated, Industrial and Toy & Novelty Workers of America, Local 223 Sick Benefit FundAtlanta Plumbers & Steamfitters Fringe Benefit FundsAurora Consulting Group, Inc.*Brock Enterprises, Inc.Central Texas Health and Benefit Trust Fund Locals 520, 60 & 72Electricians Health, Welfare & Pension Plans I.B.E.W. Local Union No. 995Essex County Chapter NYSARC, Inc. dba Mountain Lake Services*Executive Management Services, Inc.Florida Laborers Health FundFulton County Chapter NYSARC, Inc.*General Parts, LLC*Greystone program, Inc*Hacienda Harvesting, Inc.IBEW Local No. 640 and Arizona Chapter NECA Health & Welfare Trust FundLone Star Park at Grand PrairieLouisiana Electrical Health FundMaverick, Inc. Employee Health Care Benefits PlanMemphis Construction Benefit FundMid-South Carpenters Regional Council Health and Welfare FundMountain Lake ServicesNECA-IBEW Local 480 Health and Welfare PlanPlumbers and Pipefitters Welfare Fund of Local Union No. 719Retiree Plan of the Central States, Southeast and Southwest Areas Health and Welfare FundRichmond Community Services*Sheet Metal Workers Local No. 177 Health and Welfare, Pension and Vacation FundsSheet Metal Workers' National Health FundSouth Central Laborers' Health & Welfare FundSoutheastern Pipetrades Health & Welfare FundTelamon Corporation Health Reimbursement Arrangement*The ARC of Delaware County*UFCW Local 1262 and Employers Health & Welfare FundUnited Cerebral Palsy of Ulster County, Inc*Vincent B Zaninovich & Sons, Inc.Wayne ARC Standalone HRA Section 105 Plan*Wildwood Program*Allied Welfare FundBecker County Post-Retirement Health Care Savings Plan*Becker County VEBA*FIDUCIA*Triple-S Salud, Inc.B. R. CompanyBritz Companies, ET ALCentury Health and Wellness Benefit Plan and TrustEBSA FoundationEncore EnterprisesFaurecia USA HoldingsGoodwill Industries of Kentucky, Inc.Minnesota Cement Masons Health and Welfare FundPlumbers Local Union No. 690 of Philadelphia and Vicinity Health PlanRobert Heath Trucking IncSecuritas Security Services USA, Inc.Sunwest Fruit Company, IncThe Louis Berger Group, Inc.United Food & Commercial Workers Unions and Employers Midwest Health Benefits FundWD Young& Sons, Inc.Atlantis Casino Resort SpaUnited Food and Commercial Workers and Employers ArizonaAct Trust Mini-Med PlanAllen's Family FoodAnderson Media CorporationBlasters, Drillers & Miners Union Local No. 29 Welfare FundCare Initiatives, Inc.Cement and Concrete Workers District Council Welfare Fund PlanCOARC*Construction Workers Local 147 Welfare FundCrystal Run HealthcareDiamondback Management Services, LTDFreeman Metal ProductsHardwick Clothes, Inc.Hronis, Inc.International Union of Bricklayers & Allied CraftworkersIsaacson Isaacson Seridan & Fountain, LLPKaty Industries, Inc.Landscape, Irrigation and Lawn Sprinkler Industry Health and Welfare Plan and TrustLocal 298 Health Benefit Fund PlanLocal 803 Health and Welfare FundLouisiana Laborers Health and Welfare FundM.A. MortensonMaple Knoll CommunitiesMarshall Durbin Food CorporationMinnesota Teamsters Construction DivisionName Brand, Inc.Oklahoma Goodwill IndustriesPepsiCo, IncPlumbers & Pipefitters Local Union 823 Health & Welfare FundPlumbers & Steamfitters Local No. 6 Health and Welfare FundRegent Care CenterRice Food Markets, Inc.Rice Food Markets, Inc.Ricker Oil CompanySkilled Health CareSouthwestern Teamsters Security FundTeamsters Local 445 Welfare PlanTeamsters Local 210 Affiliated Health and Insurance FundTeamsters Welfare Fund of Northern New Jersey Local 1723The Durango HeraldThe Talbots, IncTown of Frisco Medical PlanTudor RanchUNITE HERE Local 74 Welfare and Dental TrustUnited Employees Health PlansUnited Food and Commercial Workers Union Local 1000 and Kroger Dallas Health and Welfare PlanUnited Service Employees Union, Local 377, RWDSU, UFCWWageWorks, IncIBEW Local 613 and Contributing Employers Family Health Plan (Union)Advantage Benefits Company, LLCAerospace Contractors' Trust**AJFC Community Action Plan**Altisource Portfolio SolutionsAmerican Heritage Life Insurance CompanyAmericare Properties, Inc.AMN HealthcareAndrews Transport L.P.**Anoka Hennepin Credit Union* **APWU Health Plan Conversion PlanAspen Snowmass**ATCO Rubber Products, IncBaylor County Hospital DistrictBelk Farms**Bricklayers Local 1 of MD, VA and DCCardon & Associates, Inc**Catholic Charities of the Diocese of OgdensburgCentral Mills**Civil Service Bar Association Security Benefit Fund**Cotton Belt Inc.**CPC Logistics Health & Welfare Plan**Delmarva United Food and Commercial Workers**Dole Food Company**EchoStar**First Acceptance CorporationFontanese Folts Aubrecht Ernst Architects, PC**Forest Products Inc. Group Health Plan**Fruhauf Uniform Direct LaborGolden State Bulb Growers, Inc.**Greater Kansas City Laborers Welfare Fund**Grower's Transport LLCHeartland Automotive**Helfman Enterprises, Inc.**Hoosier Stamping and Manufacturing Corp.Horizon Bay Realty LLC**I.B.E.W. Local 1249 Insurance Fund**Ingomar Packing Company, LLCIntegra Healthcare, Inc. (Integrity Home Care)**International Brotherhood of Electrical Workers**International Brotherhood of Trade Unions Health and Welfare Fund - Local 713International Union of Operating Engineers Local 295-295C Welfare Trust Fund**International union of Operating Engineers, Local Union Number 137**Iron Workers Local Union #28 Health and Welfare Fund**Lamanuzzi & Pantaleo**Living Resources**Local 1102 Amalgamated Welfare FundLocal 1102 Health & Benefit FundLocal 1102 Welfare Fund-- Lerner EmployeesLocal 272 Welfare Fund**Local 338 Affiliated Benefit FundsMadelia Community Hospital**Max Homes, Loc**Medical Development Corporation**Mesa Air Group**Mesa Packing**Michigan Conference of Teamsters Welfare Fund**Minnesota and North Dakota Bricklayers and Allied Craftworkers**Mission Linen SupplyNFI IndustriesOperating Engineers Local 835 Health and Welfare FundOpportunity Resources, Inc. Health and Welfare PlanOrange County AHRC* **Orscheln IndustriesPacific Risk Management**Pearson Candy CompanyPinnacle PRM**Plumbers and Pipefitters Local 430 Health and Welfare Fund**Progressive Logistics Services**Pure Air Filter Sales & Service**Rancho Maria PRM**Reiter Affiliated Companies**Retail, Wholesale & Dept. Store Union Local 1034 Welfare FundRio Farms PRM**Sensient Technologies Corp.Service Employees International Union Local 1 Cleveland Welfare FundSFN GroupSheet Metal Workers Funds of Local Union 38**SMWIA 28**Southeast OBGYN, PC* **Southern CA Pipe Trades Trust FundSouthern Operators Health Fund**Stonebridge Hospitality Associates**Sun Healthcare Group, Inc.Teamsters Local 522 Welfare Fund Roofers DivisionTeamsters Local Union 72 Welfare Fund**Telesis Management CorporationTexas Carpenters and Millwrights Health and Welfare FundThe Mentor NetworkThe Wada Farms, Inc.The Wilks Group, Inc. dba Ashley Furniture HomestoreThe Wright Travel Agency**Town of Grand Island* **Trans-System, Inc.True Leaf Farms**UFCW Local 371 Amalgamated Welfare Fund**United Crafts Benefits Fund**United Food & Commercial Workers Unions and Employers Local No. 348 Health & Welfare Fund**United Food and Commercial Workers Local 1445 New HampshireUnited Food and Commercial Workers Local 1459 and Contributing Employers Health and Welfare Fund**United Food and Commercial Workers Local 464a**United Food and Commercial Workers Local 911**Varsity Contractors, Inc.Waffle HouseWeckworth Manufacturing**Western Express, Inc.Western Harvesting PRM Health Plan**WG Yates and Sons Construction Company**World Class Automotive**Yukon-Kuskokwim Health Corporation**Alaska Pipe Trade U.A. Local 367 Health and Security Trust**Amalgamated National Health FundAmerican Farms, PRM Health Plan**American Growers Cooling, PRM Health Plan**AUTO, LP, dba AutoInc. Health Benefit Plan**Better Way Partners, LLC**Big Valley Labor, PRM Health Plan**CB Harvesting, PRM Health Plan**City of Rockwall**Cocopah Nurseries, Inc.Express Harvesting, PRM Health Plan**Fallen Oak Packing, PRM Health Plan**FirstCarolinaCare Insurance Company on behalf of Longworth IndustriesFoot Locker, Inc.**Fresh ExpressG&H Farms, PRM Health Plan**Gill Ranch, PRM Health Plan**Gill Transport, PRM Health Plan**Gills Onions, PRM Health Plan**Green Valley Farm Supply, PRM Health Plan**Greencroft CommunitiesGrowers Express, PRM Health Plan**Hall Management Group, Inc.**IH Services**Independent Group Home Living Program, Inc.King City Nursery, PRM Health Plan**Meijer Health Benefits Plan/Primary Care OptionMission Ranches, PRM Health Plan**Moore's Retread & Tire of the Ark-La-Tex, Inc.NOITU Insurance Trust Fund**Payroll SolutionsPlumbers and Pipefitters Local No. 630 Welfare FundSeco PackingTranscorrUnited Food and Commercial Workers Union Local 1000United Wire, Metal & Machine Health & Welfare Fund**Western Growers Assurance TrustWisconsin United Food & Commercial Workers Unions and Employers Health Plan**1199SEIU Greater New York Benefit FundA. Duda & Sons, Inc.Adecco Group, Inc.Biomedic CorporationBuffets, Inc.Carington Health SystemCleveland Bakers TeamstersClub Chef LLCColumbia Sussex Mgmt, LLCCRST International Inc.Darr Equipment, Co.DC Cement Masons Welfare FundDeaconess Long Term CareDiamond Comic Distributors, Inc.ECOM Atlantic, Inc.FW Walton, Inc.G4S Secure SolutionsGC Services, L.P. & First Community Bancshares, Inc.Guardsmark, LLCIndiana Teamsters Health Benefits FundKnox County Association for Retarded CitizensLaundry and Dry Cleaning Workers Local No. 52Mars Super Markets, Inc.MPS Group, Inc.Nexion HealthNoodles & CompanyPharmaca Integrative PharmacyQuality Integrated Services, Inc.RE Rabalais Constructors, LTDRREMC LLCSecurity Forces Inc.Shirkey NursingSocial Service Employees Union Local 371Spindle, Cooling, & WarehouseStrauss Discount AutoSunburst HospitalitySusser Holding CorpTelescope Casual FurnitureTeletech Holdings, Inc.The Brinkman CorporationThe LDF CompaniesUnited Food and Commercial Workers Union (Mount Laurel, NJ)United Food and Commercial Workers Union Local 1459Universal OrlandoValley Services, Inc.United Food and Commercial Workers and Participating Employers Interstate Health and Welfare FundProtocol Marketing GroupSasnakStar TekAdventist Care CentersB.E.S.T of NYBoskovich Farms, IncCafé Enterprises, Inc.Capital District PhysiciansFleetPride, Inc.Gallegos CorpHensley Industries, Inc.Jeffords Steel and EngineeringLaborers' International Union of North America Local Union No. 616 Health and Welfare PlanO.K. IndustriesService Employees Benefit FundSun Pacific Farming CoopSunWorld International, LLCUFCW Allied Trade Health & Welfare TrustUnited Food and Commercial Workers Union Local 1995HCR Manor CareIBEW No.915Integra BMS for Culp, Inc.New England Health Care Employees Welfare Fund †Wiliamson-Dickie Manufacturing CompanyAegis Security Insurance Company †Alliance One TobaccoAsbestos Workers Local 53 Welfare FundAssurant Health (2nd Application)Captain Elliot's Party BoatsCarlson RestaurantsCH Guenther & SonCKM Industries dba Miller EnvironmentalCaribbean Workers’ Voluntary Employees’ Beneficiary Health and Welfare Plan †Darden RestaurantsDuarte NurseryEmployees Security FundFlorida Trowel TradesIngles MarketsMeijerO'Reilly Auto PartsPlumbers & Pipefitters Local 123 Welfare FundSun BeltUFCW Local 227Uncle Julio'sUnited GroupUS ImagingVino FarmsAdvantaStaff, Inc. †AgricareAlaska SeafoodAmerican FidelityConvergysDarensberriesGowan CompanyGreystarMacayo RestaurantsPeriodical ServicesUniFirstUniversal Forest ProductsUFCW Maximus Local 455American Habilitation Services, Inc. †GuideStone Financial ResourcesLocal 25 SEIUMAUSER Corp.Preferred Care, Inc.Ruby TuesdayThe Dixie Group, Inc.UFCW Local 1262Whelan Security CompanyAMF Bowling WorldwideAssisted Living ConceptsCase & AssociatesGPM InvestmentsGrace Living CentersMountaire Corporation †Swift SpinningBelmont VillageCaliber ServicesCracker BarrelDISH NetworkGroendyke Transport, IncPocono Medical CenterRegis CorporationThe Pictsweet Co.Diversified InteriorsLocal 802 Musicians Health FundMCS Life Insurance Company †The BuccaneerCIGNAGreater Metropolitan HotelLocal 17 Hospitality Benefit FundGSC-ILAThe Allied Industries Health FundHarden HealthcareVernon Sheltered Workshop, Inc. Health and Welfare Plan #501I.U.P.A.TSanderson Plumbing Products, Inc.Transport WorkersUnited Federation of Teachers Welfare FundAegisAetnaAllflexBaptist RetirementBCS InsuranceCryogenicFowler Packing Co.Guy C. Lee Mfg.HealthPortJack in the BoxMaritime AssociationMaverick CountyMetropolitan D.C. Paving Industry Employees Health and Welfare FundPMPS-ILAPS-ILAQK/DRD (Denny's)Reliance StandardTri-PakUnited Agricultural Benefit Trust ††NodeAre you still saying 1,231 companies are exempt? Are you also saying they contributed to the Obama campaign?I think this is skewed reporting.What I found: quote:“All told, 1,231 companies applied for and received waivers from the law’s restrictions on annual benefit caps,” Baker writes. “The law requires plans to gradually raise their benefit limits, and all annual limits will become illegal in 2014. Companies that received waivers can keep their caps intact until 2014.”When added together, the healthcare waivers excuse about 4 million people, or about 3 percent of the population.Many conservative factions take issue with Unions. Unions have applied for exempt status, In terms of being exempt from any Federal Program, including Social Security or Medicare, the exemptions are granted because a group or organization guarantees that they will never draw from those programs and that they will provide an alternative program to their members.All of these expire. quote:•The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.•The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.•All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers NodeAlso, you don't really need to C&P a large list like that, I open links.I wish people would realize quote:And this is supposed to surprise anyone? Companies don't want to give health care insurance to anyone except upper management. The less money they give to the bottom employees the more they have for themselves, also known as Capitalism. And this still does not prove the tie in with election contributions either.RandallI posted the list for those who want to peruse it. Some don't open links. I am not saying it's over 1200 companies. The government admits such. And if you read what I post before you respond, you would see that I said I don't know how many are contributors. RandallFor a law, it sure has plenty of holes. It will solve nothing.RandallWord is spreading that the fine has no teeth. NodeWell, I read this and responded LOL quote:Originally posted by Randall:It serves the special interests who invested in Obama's campaigns. CatalinaNice dodge, Randall, but the temporary, partial nature of those waivers deflate the whole accusation. The fact that many of the companies are,already in compliance except for one aspect makes the hoohah a little overblown.
The Minneapolis-based company now joins the likes of Home Depot and Trader Joes, among others, that have decided to dump part-time employee coverage to save on health care costs.
“Health-care reform is transforming the benefits landscape and affecting how all employers, including Target, administer health benefits coverage,” Jodee Kozlak, Target’s executive vice president of human resources, said in a post on the company’s website.
The companies say the move benefits their employees, who, with employer-based health insurance, would otherwise not be able to get coverage and subsidies through the exchanges.
In some cases, that might be true. According to CNN, using the HealthCare.gov calculator, Trader Joe’s officials estimated that 70 percent of their employees who work an average of 17.3 hours and 29.9 hours per week would pay less for comparable insurance if they switched to a plan on the health exchange.
Of course, the companies will also save some big money on health benefits.
The latest announcement comes on the heels of several reports, highlighted in The Wall Street Journal, which suggest that the majority of people signing up for Obamacare already had insurance—and may have only enrolled in the new exchanges if their previous policy was cancelled, or if they qualified for subsidies on the marketplace.
HealthMarkets Inc., for example, said about 65 percent of the 7,500 people it enrolled in exchange plans had prior coverage, according to The Journal. Likewise, a newly released McKinsey & Co. survey found that just 11 percent of the 2.2 million people who had enrolled in a state or federal exchange through December, were previously uninsured—everyone else already had coverage.
This is concerning for insurance companies who are counting on having a wider base of customers, as well as the right balance of consumers in order to maintain market stability and avoid raising premium rates.
In 2012, there were about 48 million uninsured Americans, according to the Census Bureau, and the administration has predicted that the Affordable Care Act will carve that number down to 23 million by enrolling people on the state and federal exchanges as well as expanding state-run Medicaid.
So far, however, some insurers aren’t very optimistic. Aetna CEO Mark Bertolini told CNBC on Wednesday that Obamacare has failed to attract the uninsured.
"We see only 11 percent of the population is actually people that were firmly uninsured that are now insured. So [it] didn't really eat into the uninsured population," Bertolini said.
Other industry experts say it’s too early to tell how the enrollments will affect market stability and premium prices.
“Right now no one knows for sure, but it will be important to wait and see what it looks like over the entire six month enrollment period,” Robert Zirkelbac, spokesman for the industry trade group America's Health Insurance Plans. “Then we can find out whether or not we have the right balance of young and healthy people signing up” in order to offset premium costs for older, sicker Americans.
Administration officials have also cautioned that it’s too early to really assess how the first enrollment period is doing, since there are still about three months to go, and they are expecting people to wait until the last minute to sign up, as they did in Massachusetts. http://finance.yahoo.com/news/more-companies-dump-employee-insurance-104500687.html
quote:Of course, the companies will also save some big money on health benefits.The latest announcement comes on the heels of several reports, highlighted in The Wall Street Journal, which suggest that the majority of people signing up for Obamacare already had insurance—and may have only enrolled in the new exchanges if their previous policy was cancelled, or if they qualified for subsidies on the marketplace.
tell me again who Obamacare serves?
and, how did they benefit?
who or what is exempt/ & contributed to Obama's campaign?
Not sure how many contributed to his campaign, but according to the Health and Human Services Department, 1231 companies are exempted.
24 Hour FitnessAllied Building Inspectors IUOE Local 211 Welfare FundAlpha Omega Home Health, LLCAndersen CorporationBowman Sheet Metal Heating & Air-conditioningBricklayers Insurance & Welfare FundBridge, Structural, Ornamental & Reinforcing Ironworkers Local Union No. 60*Carey Johnson Oil Co, IncCatholic Charities of the Diocese of Albany*Cement Masons' Local No. 502 Welfare FundCity of Bloomington VEBA Health Savings Plan*City of Burnsville*City of Olathe*Clausen Miller PCCrystal Run Village, Inc*Delta ApparelDiscovery Benefits*Dr. Trailer Repair, Inc.Employer-Teamsters Local Nos. 175 & 505 Health and Welfare FundEntrustFabri-QuiltGC Harvesting, Inc.Glen Curtis, Inc. #2143Heritage Christian ServicesIBEW Local 3 NYC Electrical Division Health & Welfare FundIndiana Area UFCW Union Locals and Retail Food Employers' Health and Welfare PlanIngham CountyInnovative Driver Services CompanyIntegrity Data*Inter-County Hospitalization Plan, Inc.Jakov P. Dulcich & SonsJefferson Rehabilitation CenterJLG Harvesting, Inc.Johnson Machine WorksKent CountyLaborers' District Council of Virginia Health and Welfare Trust FundLaborers National Health and Welfare FundLocal 1245 Health FundLocal 237 Teamsters Suffolk Regional Off-Track Betting Corp. Health and Welfare Trust FundLocal 295 Welfare FundLocal 381 Group Insurance FundLocal 805 Welfare FundMarble Industry Trust FundMcGregor Schools ISD #4*MJ SoffeMO-Kan Teamsters and Welfare FundMounds View Public Schools*MVPNorth State BankNorth States Industries Inc*Pathways Inc.Pavers and Road Builders District Council Welfare FundPhoenix Children's AcademyRoofers Local 8 Insurance & Trust FundSan Bernardino IHSS Public AuthoritySCC Healthcare Group, LLPSchenectady ARC*Schoharie County ARC*Sieben Polk Law FirmSitel, Inc.Southern Graphic Communication Health FundSpringbrook Standalone HRA*St. Lawrence NYSARC*Sunview Vineyards of California, Inc.Tandem Eastern Inc. / Consolidated Transport Systems, Inc.Taylor FarmsTeamsters Union Local # 35The Day Care Council/Council of Supervisors and Administrators Welfare FundThe Public Authority of San Luis Obispo CountyThe University Financing Foundation, Inc.The Village of Newark Non-Union Employee Plan*Theatrical Stage Employees Local OneTuff Shed, Inc.U.A. Local 13 & Employers Group Insurance Plan*UFCW & Participating Food Industry Employers Tri-State Health & Welfare FundUFCW Local 1500 Welfare FundUFCW Local One Health Care FundUlster Greene ARC*Westminster-Canterbury of LynchburgWine and Liquor Salesmen of NJA-1 TransportAIDS Council of Northeastern New YorkAvon Central School DistrictAzeros Health Plans, Inc.*Benton County*Bessey Tools, Inc.Canandaigua City Schools*City of Eagan*City of Shakopee Post-Employment Health Care Savings Account Plan *Community Work and Independence Inc.Continuing Developmental ServicesCrystal Cabinet Works, Inc.CU*Answers, Inc.Euromarket Designs, Inc., d/b/a Crate and BarrelFirst National Bank of DietrerichFranziska Racker Centers*Fridley Public Schools Health Savings Plan*FSA/SUNYAB-Campus Dining and ShopsGenesee County ARC*Genesee County Economic Development Corp Health Reimbursement Account*Grand Island Central School District*Hammondsport Central School DistrictImperial Wholesale, Inc.Learning Disabilities Association of Western New YorkMinnesota State Retirement System Post-Employment Health Care Savings Plan - City of Roseville*Naples Central School DistrictNaples Central School District Support StaffNewark Central School DistrictNiagara-Wheatfield CSD Self FundedPanama Central School DistrictPeople 1st Health Strategies, Inc.Pipe Fitters' Welfare Fund, Local 597*Ron Clark Construction Health reimbursement Arrangement*Sherman Central School DistrictSilver Creek Central School District*Sodus Central School DistrictTelco ConstructionTown of AlbionTown of ChenangoTown of LockportTwin City Die Casting*Western Area Volunteer Emergency Services *Westfield Academy*Williamson Central School DistrictAmerican Radio Association PlanCarpenters Health and Security Trust of Western WashingtonCommunicare Health Benefits TrustDistrict Council 1707 Local 389 Home Care Employees Health & Welfare FundHealth and Welfare Plan of the Laundry, Dry Cleaning Workers & Allied Industry Health Fund, Workers UnitedNorthern Illinois and Iowa Laborers Health and Welfare FundPrell ServicesUnited Food and Commercial Workers Retail Employees and Employers Health and Welfare PlanA-1 Realty*AABR*ABCO Diecasters*Alfred P. Sloan*Alizio & Galfunt*All American Heating and AC*Allied Pilots AssociationAmherst Central School District*AristaCare at Meadow Springs*Arthur Sanderson& Sons*Associated General Contractors of ND Employees*Autistic Service, Inc.*Bartech GroupBasf Fuel Cell, Inc.*Battery Park City Authority*Battery Park City Conservancy*Benefit Analysis Inc.*Blaze SSI*Blue BeaconBoard of Trustees for the Operating Engineers Local 101 Health and Welfare FundBusiness Wire*Cargo Ventures*Carnegie Corporation of NY*Carpenters Local No. 491 Health & Welfare PlanCentral Laborers' Welfare FundCentral States, Southeast and Southwest Areas Health and Welfare FundCity of Cottage Grove*City of Inver Grove Heights*City Of Roseville MN*Clinton Management*Cloquet Area Fire Department*Cohen Partners*Community Bank of Bergen County*Community Mainstreaming*Contract Cleaners Service Employees Benefit TrustCornerstone Search Group*D & D Ag Supply and Construction, Inc.*Dial Senior Management, IncDouglaston Development*Dr. Margaret Andrin, MD FACOG LLC*Dynasil Corporation*Echo Molding*Eighth District Electrical Benefit FundElectrical Workers Health and Welfare FundEnterprise Concrete Products, LLC TexasEpilepsy Foundation*Epilepsy Foundation Northeastern New York*Evans Chemetics*Excellus Health PlanFairport Central School District*Goodwill Industries of Central IndianaGregory Packaging*Gulf Coast Health CareHandcraft Manufacturing Corporation*Haver Analytics Health Waiver*Health Care Employees Dental and Medical TrustHiawatha Medical, Inc.*Highfield Gardens Care Center*Hirsch International*Hotel, Restaurant & Bar Employees Health and Welfare FundHypex Inc.*IBEW Local Union No. 126 Health and Welfare FundInternational Union of Operating Engineers, Supplemental Benefit Fund Local 409*Interstate Connecting Components*Jacobson Family Investments*J-B Wholesale Pet Supplies*JKL International*Jump, Scutellaro, and Co., LLP*KC International dba Ekman Recycling*Kerwin Communications*Kingstown Capital Management*Koellman Gear Corporation*Kramer Electronics*Lakeview Subacute Care Center*Langan Engineering and Financial Services, Inc.*LBDD*League of Minnesota Cities*Leisure Properties LLC d/b/a/ Crownline Boats*Liberty House Nursing Home*Lifetime Assistance, Inc*Lincoln Hall*Local 888 UFCWMaharishi University of ManagementMamiya America Corporation*Mandt Reiss & Associates PLLCMargaret P. Muscarelle Child Dev. Center*Merrill Farms LLCMicelli Motors, Inc.*Midwest Asphalt Corporation *Midwest TeamstersMonroe County*Nassau County Chapter, NYSARC, Inc*NCHC, Inc.*New York State Assn. for Retarded Children Erie Co. Chapter dba/Heritage Centers*NJ Society of CPAs*North Greece Fire District*Northern Minnesota-Wisconsin Area Retail Food Health & Welfare FundOgontz Avenue Revitalization Corporation*Parkview Care and Rehab*PCB Machining Solutions*PCB Piezotronics*Philadelphia Macaroni Company*Phoenix Partners Group, LP*Privilege Underwriters, Inc.*Progressive AE*Quadrant Capital Advisors, Inc.*Regency Management Group, LLC*Rhoads Industries*Roofers Local #96 Health & Welfare FundRowe and Company, Inc.*Rush-Henrietta Central School District HRA*Security Benefit Fund of the Uniformed Firefighters Association of New York CitySEIU Health and Welfare fund, 2000Seneca Cayuga ARC*Service Employees 32BJ North Health Benefit Fund*Sierra Video Systems*SMEG*Strategic Industries*Superior Officers Council Health and Welfare FundTeamsters Local Union 966 Health FundTechno Source USA*The Alternative Living Group, Inc.*The Arc of Otsego (Otsego County Chapter NYSARC, Inc.)*The Arc of Rensselaer County*The City of Cloquet*The Henry Luce Foundation*The Maritime Aquarium of Norwalk, Inc.*The Pew Charitable Trusts*The Rehabilitation Center*The Robert Wood Johnson Foundation*Topco*Totino Grace High School*Urstadt Biddle Properties*W.H. Reaves & Co., Inc.*Walder, Hayden & Brogan, PA*Walters-Morgan Construction, Inc.Wellspring Advisors*West Bergen Mental Healthcare*Westchester ARC*Westchester JCS*Western Beef*Hollow Metal Trust FundTheatrical Teamsters Local 817 IBT Welfare FundVestal Manufacturing Enterprises, Inc.AccessAbility, Inc.Ackerman Oil Employee Benefit TrustAlbany County Chapter, NYSARC Inc., DBA New Visions of Albany*American Eagle OutfittersBasin DisposalBengard Ranch, Inc.Bestway Rental, IncBig Lots, Inc.Byrd Harvest, Inc.Cardinal Hayes Home for Children HRA plan*CDS Administrative Services, LLCCenter for Energy and Environment*City of Brooklyn Park*D'Arrigo Bros. Co. of CaliforniaDefender Services, Inc.DineEquity, IncGreen Leaf Distributors, Inc.IBEW Local Union No. 728 Family Healthcare PlanJoseph Gallo FarmsLife Benefit PlanLuther Automotive Group HRA*Metrics Inc.Nueces County Appraisal DistrictOcean Properties LtdP-R Farms, Inc.SEIU Health & Welfare FundSports Arena Employees' Local 137 Welfare FundStaywell Saipan Basic PlanTruck Drivers and Helpers Local 355 Health and Welfare FundCommunications Workers of America, Local 1180 Security Benefits FundHealth and Welfare Fund of the Detectives' Endowment Association, Inc. Police Department City of New YorkMan-U Service Contract Health and Welfare FundPaschall Truck Lines, Inc.SEIU Local 300, Civil Service Forum Employees Welfare FundElectrical Welfare Trust FundHighmark West Virginia Inc. d/b/a Mountain State Blue Cross Blue ShieldAdvocacy and Resource Center*Amalgamated, Industrial and Toy & Novelty Workers of America, Local 223 Sick Benefit FundAtlanta Plumbers & Steamfitters Fringe Benefit FundsAurora Consulting Group, Inc.*Brock Enterprises, Inc.Central Texas Health and Benefit Trust Fund Locals 520, 60 & 72Electricians Health, Welfare & Pension Plans I.B.E.W. Local Union No. 995Essex County Chapter NYSARC, Inc. dba Mountain Lake Services*Executive Management Services, Inc.Florida Laborers Health FundFulton County Chapter NYSARC, Inc.*General Parts, LLC*Greystone program, Inc*Hacienda Harvesting, Inc.IBEW Local No. 640 and Arizona Chapter NECA Health & Welfare Trust FundLone Star Park at Grand PrairieLouisiana Electrical Health FundMaverick, Inc. Employee Health Care Benefits PlanMemphis Construction Benefit FundMid-South Carpenters Regional Council Health and Welfare FundMountain Lake ServicesNECA-IBEW Local 480 Health and Welfare PlanPlumbers and Pipefitters Welfare Fund of Local Union No. 719Retiree Plan of the Central States, Southeast and Southwest Areas Health and Welfare FundRichmond Community Services*Sheet Metal Workers Local No. 177 Health and Welfare, Pension and Vacation FundsSheet Metal Workers' National Health FundSouth Central Laborers' Health & Welfare FundSoutheastern Pipetrades Health & Welfare FundTelamon Corporation Health Reimbursement Arrangement*The ARC of Delaware County*UFCW Local 1262 and Employers Health & Welfare FundUnited Cerebral Palsy of Ulster County, Inc*Vincent B Zaninovich & Sons, Inc.Wayne ARC Standalone HRA Section 105 Plan*Wildwood Program*Allied Welfare FundBecker County Post-Retirement Health Care Savings Plan*Becker County VEBA*FIDUCIA*Triple-S Salud, Inc.B. R. CompanyBritz Companies, ET ALCentury Health and Wellness Benefit Plan and TrustEBSA FoundationEncore EnterprisesFaurecia USA HoldingsGoodwill Industries of Kentucky, Inc.Minnesota Cement Masons Health and Welfare FundPlumbers Local Union No. 690 of Philadelphia and Vicinity Health PlanRobert Heath Trucking IncSecuritas Security Services USA, Inc.Sunwest Fruit Company, IncThe Louis Berger Group, Inc.United Food & Commercial Workers Unions and Employers Midwest Health Benefits FundWD Young& Sons, Inc.Atlantis Casino Resort SpaUnited Food and Commercial Workers and Employers ArizonaAct Trust Mini-Med PlanAllen's Family FoodAnderson Media CorporationBlasters, Drillers & Miners Union Local No. 29 Welfare FundCare Initiatives, Inc.Cement and Concrete Workers District Council Welfare Fund PlanCOARC*Construction Workers Local 147 Welfare FundCrystal Run HealthcareDiamondback Management Services, LTDFreeman Metal ProductsHardwick Clothes, Inc.Hronis, Inc.International Union of Bricklayers & Allied CraftworkersIsaacson Isaacson Seridan & Fountain, LLPKaty Industries, Inc.Landscape, Irrigation and Lawn Sprinkler Industry Health and Welfare Plan and TrustLocal 298 Health Benefit Fund PlanLocal 803 Health and Welfare FundLouisiana Laborers Health and Welfare FundM.A. MortensonMaple Knoll CommunitiesMarshall Durbin Food CorporationMinnesota Teamsters Construction DivisionName Brand, Inc.Oklahoma Goodwill IndustriesPepsiCo, IncPlumbers & Pipefitters Local Union 823 Health & Welfare FundPlumbers & Steamfitters Local No. 6 Health and Welfare FundRegent Care CenterRice Food Markets, Inc.Rice Food Markets, Inc.Ricker Oil CompanySkilled Health CareSouthwestern Teamsters Security FundTeamsters Local 445 Welfare PlanTeamsters Local 210 Affiliated Health and Insurance FundTeamsters Welfare Fund of Northern New Jersey Local 1723The Durango HeraldThe Talbots, IncTown of Frisco Medical PlanTudor RanchUNITE HERE Local 74 Welfare and Dental TrustUnited Employees Health PlansUnited Food and Commercial Workers Union Local 1000 and Kroger Dallas Health and Welfare PlanUnited Service Employees Union, Local 377, RWDSU, UFCWWageWorks, IncIBEW Local 613 and Contributing Employers Family Health Plan (Union)Advantage Benefits Company, LLCAerospace Contractors' Trust**AJFC Community Action Plan**Altisource Portfolio SolutionsAmerican Heritage Life Insurance CompanyAmericare Properties, Inc.AMN HealthcareAndrews Transport L.P.**Anoka Hennepin Credit Union* **APWU Health Plan Conversion PlanAspen Snowmass**ATCO Rubber Products, IncBaylor County Hospital DistrictBelk Farms**Bricklayers Local 1 of MD, VA and DCCardon & Associates, Inc**Catholic Charities of the Diocese of OgdensburgCentral Mills**Civil Service Bar Association Security Benefit Fund**Cotton Belt Inc.**CPC Logistics Health & Welfare Plan**Delmarva United Food and Commercial Workers**Dole Food Company**EchoStar**First Acceptance CorporationFontanese Folts Aubrecht Ernst Architects, PC**Forest Products Inc. Group Health Plan**Fruhauf Uniform Direct LaborGolden State Bulb Growers, Inc.**Greater Kansas City Laborers Welfare Fund**Grower's Transport LLCHeartland Automotive**Helfman Enterprises, Inc.**Hoosier Stamping and Manufacturing Corp.Horizon Bay Realty LLC**I.B.E.W. Local 1249 Insurance Fund**Ingomar Packing Company, LLCIntegra Healthcare, Inc. (Integrity Home Care)**International Brotherhood of Electrical Workers**International Brotherhood of Trade Unions Health and Welfare Fund - Local 713International Union of Operating Engineers Local 295-295C Welfare Trust Fund**International union of Operating Engineers, Local Union Number 137**Iron Workers Local Union #28 Health and Welfare Fund**Lamanuzzi & Pantaleo**Living Resources**Local 1102 Amalgamated Welfare FundLocal 1102 Health & Benefit FundLocal 1102 Welfare Fund-- Lerner EmployeesLocal 272 Welfare Fund**Local 338 Affiliated Benefit FundsMadelia Community Hospital**Max Homes, Loc**Medical Development Corporation**Mesa Air Group**Mesa Packing**Michigan Conference of Teamsters Welfare Fund**Minnesota and North Dakota Bricklayers and Allied Craftworkers**Mission Linen SupplyNFI IndustriesOperating Engineers Local 835 Health and Welfare FundOpportunity Resources, Inc. Health and Welfare PlanOrange County AHRC* **Orscheln IndustriesPacific Risk Management**Pearson Candy CompanyPinnacle PRM**Plumbers and Pipefitters Local 430 Health and Welfare Fund**Progressive Logistics Services**Pure Air Filter Sales & Service**Rancho Maria PRM**Reiter Affiliated Companies**Retail, Wholesale & Dept. Store Union Local 1034 Welfare FundRio Farms PRM**Sensient Technologies Corp.Service Employees International Union Local 1 Cleveland Welfare FundSFN GroupSheet Metal Workers Funds of Local Union 38**SMWIA 28**Southeast OBGYN, PC* **Southern CA Pipe Trades Trust FundSouthern Operators Health Fund**Stonebridge Hospitality Associates**Sun Healthcare Group, Inc.Teamsters Local 522 Welfare Fund Roofers DivisionTeamsters Local Union 72 Welfare Fund**Telesis Management CorporationTexas Carpenters and Millwrights Health and Welfare FundThe Mentor NetworkThe Wada Farms, Inc.The Wilks Group, Inc. dba Ashley Furniture HomestoreThe Wright Travel Agency**Town of Grand Island* **Trans-System, Inc.True Leaf Farms**UFCW Local 371 Amalgamated Welfare Fund**United Crafts Benefits Fund**United Food & Commercial Workers Unions and Employers Local No. 348 Health & Welfare Fund**United Food and Commercial Workers Local 1445 New HampshireUnited Food and Commercial Workers Local 1459 and Contributing Employers Health and Welfare Fund**United Food and Commercial Workers Local 464a**United Food and Commercial Workers Local 911**Varsity Contractors, Inc.Waffle HouseWeckworth Manufacturing**Western Express, Inc.Western Harvesting PRM Health Plan**WG Yates and Sons Construction Company**World Class Automotive**Yukon-Kuskokwim Health Corporation**Alaska Pipe Trade U.A. Local 367 Health and Security Trust**Amalgamated National Health FundAmerican Farms, PRM Health Plan**American Growers Cooling, PRM Health Plan**AUTO, LP, dba AutoInc. Health Benefit Plan**Better Way Partners, LLC**Big Valley Labor, PRM Health Plan**CB Harvesting, PRM Health Plan**City of Rockwall**Cocopah Nurseries, Inc.Express Harvesting, PRM Health Plan**Fallen Oak Packing, PRM Health Plan**FirstCarolinaCare Insurance Company on behalf of Longworth IndustriesFoot Locker, Inc.**Fresh ExpressG&H Farms, PRM Health Plan**Gill Ranch, PRM Health Plan**Gill Transport, PRM Health Plan**Gills Onions, PRM Health Plan**Green Valley Farm Supply, PRM Health Plan**Greencroft CommunitiesGrowers Express, PRM Health Plan**Hall Management Group, Inc.**IH Services**Independent Group Home Living Program, Inc.King City Nursery, PRM Health Plan**Meijer Health Benefits Plan/Primary Care OptionMission Ranches, PRM Health Plan**Moore's Retread & Tire of the Ark-La-Tex, Inc.NOITU Insurance Trust Fund**Payroll SolutionsPlumbers and Pipefitters Local No. 630 Welfare FundSeco PackingTranscorrUnited Food and Commercial Workers Union Local 1000United Wire, Metal & Machine Health & Welfare Fund**Western Growers Assurance TrustWisconsin United Food & Commercial Workers Unions and Employers Health Plan**1199SEIU Greater New York Benefit FundA. Duda & Sons, Inc.Adecco Group, Inc.Biomedic CorporationBuffets, Inc.Carington Health SystemCleveland Bakers TeamstersClub Chef LLCColumbia Sussex Mgmt, LLCCRST International Inc.Darr Equipment, Co.DC Cement Masons Welfare FundDeaconess Long Term CareDiamond Comic Distributors, Inc.ECOM Atlantic, Inc.FW Walton, Inc.G4S Secure SolutionsGC Services, L.P. & First Community Bancshares, Inc.Guardsmark, LLCIndiana Teamsters Health Benefits FundKnox County Association for Retarded CitizensLaundry and Dry Cleaning Workers Local No. 52Mars Super Markets, Inc.MPS Group, Inc.Nexion HealthNoodles & CompanyPharmaca Integrative PharmacyQuality Integrated Services, Inc.RE Rabalais Constructors, LTDRREMC LLCSecurity Forces Inc.Shirkey NursingSocial Service Employees Union Local 371Spindle, Cooling, & WarehouseStrauss Discount AutoSunburst HospitalitySusser Holding CorpTelescope Casual FurnitureTeletech Holdings, Inc.The Brinkman CorporationThe LDF CompaniesUnited Food and Commercial Workers Union (Mount Laurel, NJ)United Food and Commercial Workers Union Local 1459Universal OrlandoValley Services, Inc.United Food and Commercial Workers and Participating Employers Interstate Health and Welfare FundProtocol Marketing GroupSasnakStar TekAdventist Care CentersB.E.S.T of NYBoskovich Farms, IncCafé Enterprises, Inc.Capital District PhysiciansFleetPride, Inc.Gallegos CorpHensley Industries, Inc.Jeffords Steel and EngineeringLaborers' International Union of North America Local Union No. 616 Health and Welfare PlanO.K. IndustriesService Employees Benefit FundSun Pacific Farming CoopSunWorld International, LLCUFCW Allied Trade Health & Welfare TrustUnited Food and Commercial Workers Union Local 1995HCR Manor CareIBEW No.915Integra BMS for Culp, Inc.New England Health Care Employees Welfare Fund †Wiliamson-Dickie Manufacturing CompanyAegis Security Insurance Company †Alliance One TobaccoAsbestos Workers Local 53 Welfare FundAssurant Health (2nd Application)Captain Elliot's Party BoatsCarlson RestaurantsCH Guenther & SonCKM Industries dba Miller EnvironmentalCaribbean Workers’ Voluntary Employees’ Beneficiary Health and Welfare Plan †Darden RestaurantsDuarte NurseryEmployees Security FundFlorida Trowel TradesIngles MarketsMeijerO'Reilly Auto PartsPlumbers & Pipefitters Local 123 Welfare FundSun BeltUFCW Local 227Uncle Julio'sUnited GroupUS ImagingVino FarmsAdvantaStaff, Inc. †AgricareAlaska SeafoodAmerican FidelityConvergysDarensberriesGowan CompanyGreystarMacayo RestaurantsPeriodical ServicesUniFirstUniversal Forest ProductsUFCW Maximus Local 455American Habilitation Services, Inc. †GuideStone Financial ResourcesLocal 25 SEIUMAUSER Corp.Preferred Care, Inc.Ruby TuesdayThe Dixie Group, Inc.UFCW Local 1262Whelan Security CompanyAMF Bowling WorldwideAssisted Living ConceptsCase & AssociatesGPM InvestmentsGrace Living CentersMountaire Corporation †Swift SpinningBelmont VillageCaliber ServicesCracker BarrelDISH NetworkGroendyke Transport, IncPocono Medical CenterRegis CorporationThe Pictsweet Co.Diversified InteriorsLocal 802 Musicians Health FundMCS Life Insurance Company †The BuccaneerCIGNAGreater Metropolitan HotelLocal 17 Hospitality Benefit FundGSC-ILAThe Allied Industries Health FundHarden HealthcareVernon Sheltered Workshop, Inc. Health and Welfare Plan #501I.U.P.A.TSanderson Plumbing Products, Inc.Transport WorkersUnited Federation of Teachers Welfare FundAegisAetnaAllflexBaptist RetirementBCS InsuranceCryogenicFowler Packing Co.Guy C. Lee Mfg.HealthPortJack in the BoxMaritime AssociationMaverick CountyMetropolitan D.C. Paving Industry Employees Health and Welfare FundPMPS-ILAPS-ILAQK/DRD (Denny's)Reliance StandardTri-PakUnited Agricultural Benefit Trust ††
I think this is skewed reporting.
What I found:
quote:“All told, 1,231 companies applied for and received waivers from the law’s restrictions on annual benefit caps,” Baker writes. “The law requires plans to gradually raise their benefit limits, and all annual limits will become illegal in 2014. Companies that received waivers can keep their caps intact until 2014.”When added together, the healthcare waivers excuse about 4 million people, or about 3 percent of the population.
“All told, 1,231 companies applied for and received waivers from the law’s restrictions on annual benefit caps,” Baker writes. “The law requires plans to gradually raise their benefit limits, and all annual limits will become illegal in 2014. Companies that received waivers can keep their caps intact until 2014.”
When added together, the healthcare waivers excuse about 4 million people, or about 3 percent of the population.
Many conservative factions take issue with Unions. Unions have applied for exempt status, In terms of being exempt from any Federal Program, including Social Security or Medicare, the exemptions are granted because a group or organization guarantees that they will never draw from those programs and that they will provide an alternative program to their members.
All of these expire.
quote:•The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.•The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.•All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver.
•The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.
•All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver.
I wish people would realize
quote:And this is supposed to surprise anyone? Companies don't want to give health care insurance to anyone except upper management. The less money they give to the bottom employees the more they have for themselves, also known as Capitalism.
And this still does not prove the tie in with election contributions either.
quote:Originally posted by Randall:It serves the special interests who invested in Obama's campaigns.
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