Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 10, 2017 06:54 PM            

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No, I wasn't hacked by a spambot! It's always been tough to get your real credit score for free. This is your genuine FICO score that lenders use, not a fako score like Credit Karma. It's genuine (run by Discover), 100% free, has no spyware, they don't sell your e-mail address, and it doesn't affect your score to view it. You can view it as often as you want, but it only changes once a month.
http://www.creditscorecard.com/registration

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Posts: 9052
From: CA
Registered: Oct 2010

posted July 11, 2017 10:23 AM            

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I can't trust a site that demands all the information. That would be a goldmine for identity thieves, and I could see them setting such a site up (and it may even give genuine information while filing away that info to steal identities for one's self or others who pay, or to hack into credit card accounts with that information).

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 11, 2017 12:37 PM            

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I totally understand, but it's legit and is run by Discover. They are doing a national marketing campaign. You can call Discover to confirm. I've been on there for a while.

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 11, 2017 12:42 PM            

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Credit Karma is also legit, but it's not a genuine FICO.

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 11, 2017 12:50 PM            

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http://mobile.nytimes.com/2016/05/26/your-money/discover-offers-no-strings-fico-score.html

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 11, 2017 01:17 PM            

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You can also go to www.discover.com and scroll down to the credit scorecard. When you click on that, and then click on get started now, you get the registration link I posted above.

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 15, 2017 08:09 PM            

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Bump!

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Posts: 348
From: Toronto, Ontario
Registered: Aug 2016

posted July 25, 2017 04:06 AM            

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quote:

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Originally posted by PixieJane:
I can't trust a site that demands all the information. That would be a goldmine for identity thieves, and I could see them setting such a site up (and it may even give genuine information while filing away that info to steal identities for one's self or others who pay, or to hack into credit card accounts with that information).

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Its good to practice percussions, but don't get paranoid.

As long as theres a digital certificate its a relatively safe connection and is difficult for an attacker.

Half the time sites get hacked because of poor password management or bad practices on the administrators end.

Say Ashley Madison the data was encrypted but they stored all the encrypted data in a database which defeats the purpose of encryption in the first place.

You don't lock all your secrets and store it.

My too cents!!

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 28, 2017 07:26 PM            

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Bump!

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Posts: 6818
From: Georgia
Registered: May 2009

posted July 28, 2017 10:57 PM            

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my bank WF offers it too. I checked it when I was doing online banking. It has direct access from your account, no info asked.

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted July 31, 2017 11:55 PM            

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Bump!

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted August 09, 2017 09:58 PM            

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Bump!

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Posts: 83620
From: From a galaxy, far, far away...
Registered: Apr 2009

posted August 13, 2017 10:36 PM            

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Bump!

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