posted October 25, 2013 10:06 AM            

Florida Blue, for example, is terminating about 300,000 policies, about 80 percent of its individual policies in the state. Kaiser Permanente in California has sent notices to 160,000 people – about half of its individual business in the state. Insurer Highmark in Pittsburgh is dropping about 20 percent of its individual market customers, while Independence Blue Cross, the major insurer in Philadelphia, is dropping about 45 percent.

That is far north of half a million lives dropped due to new ObamaCare regulations in just 3 states. That doesn’t even include recent reports in North Carolina of Blue Cross planning to cancel a sizable portion of their plans, or carriers doing the same in Illinois or Nebraska.

Administration officials say more than 476,000 health insurance applications have been filed through federal and state exchanges.

And as Bob Laszewski pointed out on his blog recently:

So, for the Obama administration, and these states, an application apparently means an application to go shopping.

Give me a break.

States Inflating “Enrollment” Numbers

As I have tracked enrollment by states, many are reporting out both Medicaid and exchange enrollment at the same time.

Therefore the 476,000 number is misleading. My best guess is that for the 17 states that have reported out some data, the number is closer to 193,818 applications (once you pull out the Medicaid applications that have been reported on). Of course, this number is also still too high as it is compromised by the jointly reported data.

What becomes clear, is that the federal exchanges in 34 states are accounting for a single digit percentage of the accounts being filed.

Many More Medicaid Enrollments Than Private Insurance

In Connecticut, “Of the 3,847 individuals who signed up for coverage, 1,857 qualified for Medicaid, 1,897 signed up for plans with one of the three private insurance carriers, and 93 qualified for the Children’s Health Insurance Plan.”

In Washington state, of the 40,400 applications submitted, only 4,529 ended up being for private coverage, which translates into coverage for 16,699 lives.

In Oregon, they have signed up 56,000 new Medicaid enrollees

A significant portion of the Medicaid enrollees are for those that were currently eligible, but not previously enrolled. (All 56,000 in Oregon, in fact.) As a result, this population is not eligible to receive the higher ACA federal reimbursement rate, and state taxpayers will be paying more for their coverage. A point I have yet to see reported by the media since October 1 open enrollment began.

Questions Remain Over How You Define Household

Washington state coverage of the state-based exchange also provides this interesting tidbit: “Most people who have completed applications – … – are members of households in which at least one member is enrolling in a private health plan while at least one other member qualifies for Medicaid coverage.” This should open some interesting discussions of how household income is being calculated.

This situation is likely to persist throughout 2014 even in the unlikely event the administration gets its targeted 7 million covered through the Exchanges. A careful study showed that fully 51% of plans in the non-group market failed to meet the stringent ACA standards. That is, they were inexpensive Ford Fiestas instead of Toyota Priuses.

Since there’s 19.4 million non-elderly who have non-group policies [Table C-3], this means that nearly 10 million will lose their coverage and have to replace it with a more expensive alternative–substantially more than the number gaining coverage in the Exchanges in 2014. There’s another 28.5 million in the small group market who are susceptible to losing their current coverage since eventually all plans in that market will lose their grandfather status and have to conform to the more expensive Obamacare standards.

posted October 25, 2013 10:20 AM            

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Many More Medicaid Enrollments Than Private Insurance.

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MI has seen a huge increase in Medicaid eligibility since Gov Snyder expanded it.

quote:

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Michigan Governor Rick Snyder Expands Medicaid; How it Works

Governor Rick Snyder of Michigan is one of 8 Republican Governors who has chosen to expand Medicaid under President Obama's Affordable Care Act Law. While at first it would be mandatory that states expand Medicaid, the Supreme Court in 2010 ruled that it would be left optional for states. So far, 22 Governors and the District of Columbia have decided to expand while the rest of the states have yet to decide how to handle the expansion.

Michigan is no doubt one of the hardest hit states with the fall of the economy, mostly in part due to the fact GM closed many of its plants and manufacturing in the state has declined. With cities like Flint and Detroit hardest hit, having emergency managers put in to help city officials balance budgets, Snyder has taken a big step in providing some relief for his citizens.

Under the Medicaid expansion, the federal government will pay for the cost of Medicaid from 2014 to 2016. It will cover up to 133% poverty level, or roughly $15,000 for an individual or $30,000 for a family of four. The government will cover 95% in 2017 and 90% by 2020 and thereafter. In the first year of expansion, 320,000 people will be covered and that number is expected to rise to 450,000+ by 2021.

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posted October 25, 2013 11:31 AM            

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Originally posted by Randall:
Keep your plan, huh? Just another Obama ruse--like his many lies. He is a politician's politician--to the core. I saw a Bush t-shirt that said: "Do You Miss Me Now?"

Quite.

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Yep, NObama does not care how much he lies, either. It flows out of his mouth like nothing.

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Want To Ask Any Question About Bible Prophecy? Go For it. It is Free, of course.

posted October 25, 2013 01:22 PM            

The Medicaid Expansion has been part of the plan all along. Are people really just finding this out?
http://www.medicaid.gov/affordablecareact/affordable-care-act.html

In other words, we the taxpayers WHO ARE ALREADY PAYING FOR ALL THE FREELOADERS ON THE SYSTEM are covering people who would have just used the ER and run before, which, believe it or not, costs us more than accounted-for tax costs.