Mines in the same spot at the moment. I have both sun and moon in the 8th house and Mercury on the 9th cuspPluto retrograde is conjunction my sun widely and my Mercury quite close. And frankly I'm happy for the chance to tie up the last Pluto lesson loose ends. Because its conjunction my sun it means that now is optimum time to become who I want to be
Look at the last decade or so and see what's been happening.
The best way to describe it working on me: everything was a ******* mess, hit rock bottom.. Then the bottom gave out and I found the sub basement. From there came grittiness and everything needed to build everything back up better than before. A house hit rock bottom and what's in its place now is a fortress.
While I always had money when I needed it it always came with a very high soul price. A lot of manipulation with money in my youth. With 'death' and the 8th house.. It wasn't concievable for me to think that I'd live past 21. I though I'd die by then. Felt like natural and not suicidal thoughts for me. I'm on the way to 22 now though so obviously I'm alive. And I feel like I've been reborn. Emotional, psychological, physical abuse in my youth. But I, alone, pulled myself out of it. I made the decision to do the things I had to do to get myself out of it.
With it retro grading, I'm finally in therapy and dealing with old trauma because of how it affects me today. It's been less that 2 months and I've noticed differences. And with it retro conjunctions Mercury I'm finally coming to terms and getting help for my dyslexia. I'm no longer say 'oh but I'm successful so I'm fine' yah no. It's robbed me of a life.
So during the retro period, if you feel anything that feels like it needs to be taken care of, do it. If you don't then when it goes direct it will gut punch you rather that what it's doing now which would be like a wee tap on the shoulder. Take the bull by the horns. My god, handle your finances! If you want to become someone better do it! Get help if you need it! Break down everything that could hold you back! Hell, half the stuff that's been holding me back I didn't even notice until it was dealt with by my counsellor.
Pluto retro in the 8th house = 'the only limitation is myself.'
Hopefully this helps